When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan options. If you qualify for a home loan, your lender can provide you with a pre-approval letter, which allows you to start shopping for a home and making offers. Most sellers will not accept formal offers from buyers who are not pre-approved for a home loan.
The second person who will help guide you through the home buying process is your real estate agent. Most home buyers work with an agent. Having a real estate agent by your side can help you make educated choices among the homes you view. When buying a home, it’s easy to let your emotions influence your decisions. Your agent can provide you solid advice based on years of working in real estate to help guide you through the home buying process and help you make the best choice for you and your family.