The disclosure statement is one of the most important documents in a real estate transaction. Its mission: To provide a potential home buyer with as much information about a property as possible before they sign on the dotted line.
That's why... (Read More)
How energy efficient is your home? Here are several of the most effective ways to save energy — and money — at home. Have you taken these simple steps to becoming a more 'green' homeowner?
Change your lightbulbs. Switch out your... (Read More)
Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan... (Read More)
Have an appointment with a title company to close on the purchase of your home? Here's what you'll need to bring with you on that big day:
Money: At closing, you'll be paying for your share of the closing costs and any down payment. Since... (Read More)
Whether you're trying to buy, sell or refinance a home, an appraisal can have a big impact on what you're trying to do. An appraisal is designed to provide you - and the lender - with an unbiased professional opinion of a home's value.
Appraisals... (Read More)
Two numbers play a starring role in your ability to qualify for a mortgage and purchase a home. The first? Your three-digit credit score. The second is the total amount you owe each month in consumer debt - including your car loan, credit cards... (Read More)
You want to buy a home that's a good deal and that is the right choice for you and your family. You want the home buying process to go smoothly. And you definitely don't want to end up with buyer's remorse down the line! Here are some handy tips... (Read More)
What is the difference between APR and my mortgage rate? This is one of the most common questions about the mortgage lending process. If you're in the market for a home loan, it's helpful to learn the difference between your mortgage rate and your... (Read More)
You found the home of your dreams. But you're not the only one who wants to buy it. What's the best way to make an offer on a home that other buyers are vying for? Here are some ways to put your best foot forward:
Start off with your best offer... (Read More)