You love your home. You've built memories there. You've put a lot of effort into making it yours with decorating and upgrades. But what your home is worth to you may not be what someone else is willing to pay for it.
If you are planning to sell... (Read More)
If you're a homeowner thinking about refinancing, you have two options for covering your closing costs if you're not paying for them with cash. They are:
Taking a higher mortgage rate. In this scenario, often called a no-cost refinance, you avoid... (Read More)
Taking out an FHA loan? You have plenty of company. The Federal Housing Administration, also known as the "FHA," is the largest insurer of mortgages in the world.
So how does the FHA work? And how does it help you buy a home?
The FHA... (Read More)
When it comes to your credit, applying for a home loan is different than applying for just about any other type of consumer loan.
When applying for a credit card or auto loan, for example, your lender may request a copy of your credit report from... (Read More)
Planning on doing some major home renovation work in the near future? You're likely to encounter some inconveniences and headaches during the entire process. Did you know that more than half of the respondents from a recent survey reported that... (Read More)
You've waited for the housing recovery. Your down payment is in the bank and you're pre-approved for a mortgage. You're all ready to buy a home. Here are some tips for doing it the smart way:
Make sure it's the right time. If you are planning to... (Read More)
You're getting ready to buy a home and hoping your credit score qualifies you for a great mortgage rate. What's the biggest factor in determining your individual credit score? Your payment history. Unfortunately, issues such as missed or late... (Read More)
You have a good job and have a solid track record paying your rent. You want to buy your first home, but you're worried that student loan debt, the tiny balance of your bank account and the fact that you don't have a high-paying job will hold you... (Read More)
The disclosure statement is one of the most important documents in a real estate transaction. Its mission: To provide a potential home buyer with as much information about a property as possible before they sign on the dotted line.
That's why... (Read More)
How energy efficient is your home? Here are several of the most effective ways to save energy — and money — at home. Have you taken these simple steps to becoming a more 'green' homeowner?
Change your lightbulbs. Switch out your... (Read More)